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It has happened to all of us. A very nice sales-person comes and presents a product to you. He/she seems very friendly and nice, and you dread the time at the end of the presentation when you have to try turn this person down. Often, you end up buying the product because of this person’s personality, not because you need it.

I’ve done this a couple of times myself, and after awhile realized that this is just not good for myself and my pocket, and that it had to stop.

So these are the things that I do when a sales-person comes over:
- Think about the product and ask if I really need it?
- If I do need it, and there are other people presenting the same thing (eg. in my case right now, real estate brokers to sell the house, painters to paint the interior), look at their products objectively. Which will give me the best value / service for the price? Selecting a person because he/she is nice but losing a couple of hundreds or even thousands of dollars is simply not worth it. We have to be wise with our money.
- When you have to say ‘No’, think about it in another way. Don’t think that you’re turning the sales-person down and making him/her sad, think of it as protecting your finance.
- Say it! Once you say it and stick to your decision, you’ll feel better about it.

I know it’s not easy at first, and I felt bad doing it to a couple of people who were really nice, but in the end it’s about whether or not the product/service is valuable enough for me to purchase, and not about the sales-person.

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